About Me
Hi. My name is Noraidah Omar, an active Public Gold dealer based in Singapore. My PG code is PG00934500. I am one of those few Singapore citizens who made a decision to become an Active Dealer within Public Gold. Over the years, I’ve been searching for a safe way to grow my savings.
I don’t consider myself an investor because I dislike monitoring the markets, but I understand how inflation gradually erodes cash, especially with currency fluctuations and economic uncertainty. My journey with gold savings began when my husband and I decided to set aside money for our Hajj pilgrimage.
Since we don’t know when we will be called up for a slot, we wanted a secure and stable way to preserve our funds in a shariah-compliant way. We started by slowly converting our spare cash into physical gold, bit by bit. Before we knew it, we had accumulated a significant amount, with its value growing in tandem with inflation and ensuring our savings remained strong over time.
I don’t consider myself an investor because I dislike monitoring the markets, but I understand how inflation gradually erodes cash, especially with currency fluctuations and economic uncertainty. My journey with gold savings began when my husband and I decided to set aside money for our Hajj pilgrimage.
Since we don’t know when we will be called up for a slot, we wanted a secure and stable way to preserve our funds in a shariah-compliant way. We started by slowly converting our spare cash into physical gold, bit by bit. Before we knew it, we had accumulated a significant amount, with its value growing in tandem with inflation and ensuring our savings remained strong over time.
The nature of money is designed to be spent
Gold Will Not Make You Rich. But It Will Prevent You from Overspending.
In a capitalistic economy and world, money is designed to be spent. Even if you save it in a bank, its value erodes over time due to inflation.
If the price of your kopi/teh and roti prata keeps rising, what makes you think your money will retain its value?
If the price of your kopi/teh and roti prata keeps rising, what makes you think your money will retain its value?
From S$80/gram in 2020 to S$140/gram in 2025
The price of gold has risen significantly over the years – reflecting a cumulative increase of approximately 78% over this period.
Source: 10 Year Gold Price History in Singaporean Dollars per Gram
Source: 10 Year Gold Price History in Singaporean Dollars per Gram
A Frozen Yet Highly Liquid Asset
Some assets lack liquidity. Real estate, for example, can take six months to a year to convert into usable cash. Physical gold, on the other hand, is globally recognized and easily liquidated whenever needed. It functions as a truly international currency, offering both stability and flexibility.
With Public Gold, liquidity is even more seamless. They will buy back your gold regardless of its condition, even if it is scratched or damaged, ensuring that your wealth remains accessible whenever you need it.
With Public Gold, liquidity is even more seamless. They will buy back your gold regardless of its condition, even if it is scratched or damaged, ensuring that your wealth remains accessible whenever you need it.
FAQ
Frequently Asked Questions
What is Public Gold?
Public Gold is a Malaysia-based company with 18 years of experience in the industry. It provides a secure platform for savers to convert their cash into physical gold, allowing them to preserve their wealth. With a Public Gold account, you can start saving through the Gold Accumulation Program (GAP), where you can gradually build your gold holdings. You can begin with as little as RM100 or SGD34, making it an accessible and flexible way to save in gold.
Why should I buy physical gold from a Malaysian company?
There are many reasons actually. One of them is the transparency in pricing.
You can read more here: Why I Chose to Buy Physical Gold from Public Gold (Even as a Singaporean)
You can read more here: Why I Chose to Buy Physical Gold from Public Gold (Even as a Singaporean)
Can Singapore citizens join in?
Yes, Singapore citizens can register for a Public Gold account. When signing up, ensure that your name matches exactly as it appears on your NRIC and passport to avoid any verification issues. The link to register is https://publicgold.com.my/index.php?route=account/register&intro_pgcode=PG00935400&is_dealer=1. When registering for your Public Gold account, be sure to enter PG00935400 as the referral code. This allows me to become your Public Gold Dealer, so I can assist you with any questions or issues you may have along the way.
How do I withdraw the physical gold?
Malaysians typically receive their gold via insured post delivered to their Malaysian address. For Singaporeans without a Malaysian address, collection must be done in person by scheduling an appointment at a Public Gold branch.
Can I sign up for Public Gold without going through you?
Yes, you can register for a Public Gold account without going through a dealer. However, this means you won’t have anyone to assist you if you have questions or run into any issues.
Public Gold pays a small fee to dealers who help manage accounts and provide support to savers. If you choose to register under my referral code, I’ll be able to guide you through the process and assist you whenever needed.
Important: Once you select a Public Gold dealer during registration, this choice is permanent and cannot be changed for life.
Public Gold pays a small fee to dealers who help manage accounts and provide support to savers. If you choose to register under my referral code, I’ll be able to guide you through the process and assist you whenever needed.
Important: Once you select a Public Gold dealer during registration, this choice is permanent and cannot be changed for life.
Do I have to commit to saving money every month?
No, you are not required to save regularly. With the Gold Accumulation Program (GAP), you can save at your own pace, starting with a minimum of RM100 per transaction. Whether you choose to save RM500 a month, RM1,000 a month, or any amount above RM100 at any time, the flexibility is entirely yours.
Once you have accumulated enough gold in grams, you can withdraw it as physical gold. However, please note that a Gold Premium applies for each physical withdrawal. The premium amount varies based on the size and design of the physical gold you choose.
Once you have accumulated enough gold in grams, you can withdraw it as physical gold. However, please note that a Gold Premium applies for each physical withdrawal. The premium amount varies based on the size and design of the physical gold you choose.
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